Send ACH Payments
Checkbook’s all-in-one push payments platform offers everything you need to disburse payments at scale. No hassle. No percentages. No hidden fees.

Programmable ACH Payments
With Checkbook’s ACH direct deposit option, you can send funds directly to your recipient’s bank account - zero friction for your recipients. Simply provide the routing and account number of the destination account, and we'll take care of the rest.
Complete control
Disburse payments to your users using our ACH API or full featured, user-friendly dashboard.
Secure and Reliable
Checkbook offers a secure, scalable and reliable way for your business to move money via ACH.
Automatic Reconciliation
Mis-type a routing number or enter the wrong account? We’ve got it handled with automated reconciliation of failed transactions.
Simple Recipient ACH Payments
Our Digital Check solution makes payments quick and easy. All you need is the recipient's name, email, and the amount - that's it! Recipients receive their Digital Check via email, where they can verify their bank account instantly for deposit.

Why Checkbook.io?
Make your business easier to pay and more inclusive by accepting ACH transfers—no matter how your customers prefer to pay. As more businesses adopt ACH to lower costs and improve cash flow, offering it as a payment method gives your customers flexibility while helping you get paid reliably, directly, and on time.
What our customers say
"Switching to ACH payments with Checkbook.io has cut our transaction fees significantly. Our clients love having a simple, secure alternative to credit cards, and our finance team appreciates how easy it is to track and reconcile payments."
“We integrated Checkbook.io to offer ACH as a payment option alongside cards—and it’s been a game changer. Not only have we reduced processing costs, but our repeat customers now prefer the ACH checkout for its speed and reliability.”
“As a B2B agency with recurring invoices, Checkbook.io’s ACH system helps us get paid faster and with fewer hiccups. The interface is clean, support is responsive, and our clients appreciate the no-hassle payment option.”