Send ACH Payments

With Checkbook’s ACH direct deposit option, you can send funds directly to your recipient’s bank account - zero friction for your recipients. Use our completely API driven experience.

Pay out:

  • Send Many Payments At Once Contractors
  • Use Your Brand Vendors
  • Pay From One Place Customers
  • noun-more-102134-FFFFFF More!
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Make Payments Painless

  • check-1  Fast
  • check-1  Easy
  • check-1  No hidden fees
  • No percentage fees No percentage fees
  • White label solutions White label solutions
  • API integrations API integrations
  • Payment method optionality Payment method optionality
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Checkbook makes payments easy

Your payment platform doesn't need to be complicated. See how Checkbook brings flexibility to the entire payment experiences - for you and your customers.

Julio Simbro
Julio Simbro
President of ACE
“I am so happy that we took a chance with Checkbook. They have been so wonderful and easy to work with.”
Charles Williamson
Charles Williamson
CEO of Vault.Insurance
“Checkbook's Digital Check solution works great for the Insurance Industry. With Checkbook, Vault.Insurance has been able to close the loop with the end recipient.”
Karim Ben-Jaafar
Karim Ben-Jaafar
COO, Beanworks Solutions Inc.
“The team at Checkbook.io has been a delight to work with. Knowledgeable, responsive and supportive.”
Laurent Charpentier
Laurent Charpentier
COO, Yooz North America
“Checkbook seamlessly enables our clients to send Digital Checks with the click of a button. Their APIs are easy to work with, and the Digital Check product is a great alternative to paper checks”

Checkbook Simple

How it works (3 easy steps)

  1. Provide recipient email, phone #, or physical address via your dashboard or API
  2. Checkbook sends payment to recipient
  3. Recipient chooses how they want to receive their money
  • check-1 Printed Check
  • check-1 Virtual Card
  • check-1 Instant Pay
  • check-1 Mailed Check
  • check-1 ACH Payment
  • check-1 Real-Time Payments
Checkbook Simple-1

The Checkbook Difference

Send & Forget

Send & Forget

Stop keeping track of everyone’s financial information. All we need is one of the following, and we’ll handle the rest.

  • Email
  • Phone number
  • Physical address
Pay From One Place

Pay From One Place

Eliminate scattered payment methods and accounting headaches.

  • One stop shop for payments
  • No need for multiple accounts to pay from
Track Payments Easily

Track Payments Easily

A single dashboard to track every payment

  • Accounting integrations
  • Real time payment status
Spend Less

Spend Less

Save money with easy-to-understand pricing plans geared to your needs.

  • Fixed fee never increases
  • Small payments cost the same as big ones
  • No percentages
  • Always free to receive
Send Many Payments At Once

Send Many Payments At Once

Send quick and hassle-free bulk payments without the delays

  • Send multi-party checks to 2 recipients
  • Open API
  • No account or onboarding needed to receive funds
Pay Instantly-1

Pay Instantly

Never worry about making anyone wait for their money.

  • Send payments they can access immediately
  • No holding time for large payments
  • No extra hoops to jump through
Use Your Brand

Use Your Brand

White label service sends your payments from you, not Checkbook.io

  • Send from your company with your logo & details
  • Easy to use with your existing business platform
Enable Recipient Choice

Enable Recipient Choice

Pay them the way they want to be paid.

  • Email
  • SMS
  • ACH
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REPORT

The State of the Check: Navigating Check Payments in 2024

Despite the rapid growth of digital payments, checks remain a crucial part of business transactions, especially in industries where large sums are exchanged or where digital infrastructure is underdeveloped.

In this comprehensive report, we explore why checks are still relevant, how businesses can optimize their use, and the latest advancements in check technology.

Key learnings include:

  • Persistent Relevance: Checks still move over $20 trillion annually in the U.S., particularly in industries like construction, finance, and wholesale trade.
  • Cash Flow Optimization: Businesses can manage float and maximize cash flow by using checks, delaying cash outflows while maintaining liquidity.
  • Security and Technology: Modern security enhancements like Positive Pay, digital check processing, and Remote Deposit Capture have improved both the efficiency and security of checks.
  • Hybrid Payment Systems: As businesses transition to digital, checks continue to complement these systems, offering a blend of traditional and modern payment solutions.

Learn how to integrate checks with digital workflows and optimize for both security and efficiency.

 

Fill out the form to gain insights into check usage trends, technological innovations, and strategies for 2024

Download the full report

Frequently Asked Questions

No. While there are default limits set in place for Pay As You Go accounts, with a custom plan, your account limits will be set to allow you to send the amounts you need.

No. Checkbook does not charge percentage-based fees. No matter how large the payment is, the cost remains the same.

Yes. Checkbook offers integrations with Quickbooks, Sage Intacct, and Accounting Seed. This will allow you to further streamline, track, and reconcile your payments process.
Yes. Using Checkbook’s OpenAPI & multiple integration paths, Checkbook can be used to facilitate payments on your website, ecommerce store, platform, and more!
Checkbook stores all production data in a physically secure PCI DSS (Payment Card Industry Data Security Standard) Compliant off-site data center. In addition, all access to Checkbook's servers is through encrypted network channels.